WorldRemit
WorldRemit is the cheapest solution to pay foreign bills, mobile top ups and cash pickup. Zelle Pay sends money to friends and family within the U.S.A. WorldRemit allows you to send money to friends and money overseas. Send money overseas to friends and family who have the WorldRemit Digital Wallet. You can send within the WorldRemit network. The WorldRemit Digital Wallet is the Zelle alternative for international customers.
With WorldRemit you are not limited to sending to WorldRemit digital wallet holders. You can also send to in-country mobile wallets in Asia, South America and Africa.
WorldRemit is the best alternative to Zelle international customers who do not want to send money to bank accounts.
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Wise
Wise is the best alternative to Zelle Pay for international money transfers to foreign bank accounts. Combined with low fees and an outstanding mobile app experience, this Zelle alternative is perfect for your needs. The Wise Borderless account service allows you to transaction and hold multiple currencies. You also have access to unique local banking details including USD, EUR, GBP and AUD. Their Borderless debit card backs on to their multi-currency digital wallet allowing you to spend in foreign currencies with no monthly subscription costs. The only downside is that Wise can only send money to foreign bank accounts and not to foreign mobile wallets.
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PayPal
PayPal is the best Zelle alternative to sending money from and to other PayPal customers within the U.S.A.. Easily send money to other PayPal account holders using simply their email address. But that's not all, there are more advantages to using PayPal over Zelle Pay. PayPal is also a merchant payment gateway solution.. what does that mean? You can use your PayPal balance to purchase goods and services online. Or simply connect a debit / credit card to PayPal and you have a single secure location to update your card details when they change or expire.
Don't, however, use PayPal to send money overseas. With currency conversion and international money transfer fees up to 3%, they are one of the most expensive ways to sending money abroad.