Send Money To New Zealand

Personal
Business
From
United States Flag
United States
USD
To
New Zealand Flag
New Zealand
NZD
1 USD equals
1.423 NZD
Updated on November 27, 2020
 
How much to transfer?
$1-$1k
$1k-$10k
$10k +
Provider
Features
Fees
Score
Speed
Transfer Now
OFX Logo
  • Check Icon
    0.4% margin for new customers referred by iCompareFX
  • Check Icon
    Fee-free transfers
  • Check Icon
    Scheduled transfers
  • Check Icon
    Online and phone transfers
$
$
$

low

Fees
87
Speed Icon

medium

2-3 days

Less Information
+
Promo Offer Available
Super low 0.4% margin for new customers referred by iCompareFX. Simply click GO TO SITE and register.

Transfer Options

  • Bank transfer
  • Debit card (UK only)
  • BPAY (Australia only)
  • Direct debit (U.S. only)

Features

  • Check Icon
    0.4% margin for new customers referred by iCompareFX
  • Check Icon
    Fee-free transfers
  • Check Icon
    Scheduled transfers
  • Check Icon
    Online and phone transfers

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

medium

2-3 days

Best For

  • Circle Check Icon
    Pay no fees for personal transfers
  • Circle Check Icon
    Get competitive exchange rates
  • Circle Check Icon
    Lets you schedule transfers with ease
  • Circle Check Icon
    Trading in some currencies possible only over the phone
  • Circle Check Icon
    Website access only in English

Currencies Direct Logo
  • Check Icon
    Forward contracts and limit orders
  • Check Icon
    Scheduled transfers
  • Check Icon
    Travel money solutions for residents of the UK
  • Check Icon
    Multilingual website
$
$
$

low

Fees
84
Speed Icon

medium

2-3 days

Less Information
+

Transfer Options

  • Bank transfer
  • Debit card

Features

  • Check Icon
    Forward contracts and limit orders
  • Check Icon
    Scheduled transfers
  • Check Icon
    Travel money solutions for residents of the UK
  • Check Icon
    Multilingual website

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

medium

2-3 days

Best For

  • Circle Check Icon
    Schedule transfers easily
  • Circle Check Icon
    Make use of hedging tools
  • Circle Check Icon
    Accepts customers from most countries
  • Circle Check Icon
    Cannot sign up from all states in the U.S.

XE Money Transfer Logo
  • Check Icon
    Fee-free transfers
  • Check Icon
    Competitive exchanges rates
  • Check Icon
    Limit orders
  • Check Icon
    Multilingual website and customer service
$
$
$

low

Fees
71
Speed Icon

medium

2-3 days

Less Information
+

Transfer Options

  • Bank Transfer
  • BPAY (Australia)

Features

  • Check Icon
    Fee-free transfers
  • Check Icon
    Competitive exchanges rates
  • Check Icon
    Limit orders
  • Check Icon
    Multilingual website and customer service

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

medium

2-3 days

Best For

  • Circle Check Icon
    No fees for personal transfers
  • Circle Check Icon
    Accepts payments in several currencies
  • Circle Check Icon
    Target specific rates using limit orders
  • Circle Check Icon
    No debit or credit card payments
  • Circle Check Icon
    No scheduled transfers

WorldRemit Logo
  • Check Icon
    Bank account transfers and cash transfers
  • Check Icon
    Mobile airtime and mobile wallets top up
  • Check Icon
    Home delivery of transferred funds
  • Check Icon
    Multicurrency WorldRemit Wallet
  • Check Icon
    Multilingual website
$
$
$

medium

Fees
63
Speed Icon

fast

1-2 days

Less Information
+
Promo Offer Available
Three free transfers for new customers! Check out the WorldRemit promo guide for more info.

Transfer Options

  • Bank Transfer
  • Debit / Credit card
  • Google / Apply Pay
  • POLi (Australia)

Features

  • Check Icon
    Bank account transfers and cash transfers
  • Check Icon
    Mobile airtime and mobile wallets top up
  • Check Icon
    Home delivery of transferred funds
  • Check Icon
    Multicurrency WorldRemit Wallet
  • Check Icon
    Multilingual website

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

medium

Fees
Speed Icon

fast

1-2 days

Best For

  • Circle Check Icon
    Transfers to cash pickup locations
  • Circle Check Icon
    Transparent rates and fees
  • Circle Check Icon
    Low minimum transfer amount
  • Circle Check Icon
    No hedging tools
  • Circle Check Icon
    No scheduled transfers

TransferWise Logo
  • Check Icon
    Transparent fee structure
  • Check Icon
    Send money to email addresses
  • Check Icon
    Multicurrency account with debit card
  • Check Icon
    Multilingual website & app
$
$
$

low

Fees
75
Speed Icon

fast

1-2 days

Less Information
+

Transfer Options

  • Bank Transfer
  • Credit Card
  • Debit Card
  • Country specific alternatives

Features

  • Check Icon
    Transparent fee structure
  • Check Icon
    Send money to email addresses
  • Check Icon
    Multicurrency account with debit card
  • Check Icon
    Multilingual website & app

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

fast

1-2 days

Best For

  • Circle Check Icon
    User friendly mobile app
  • Circle Check Icon
    Multi-currency account
  • Circle Check Icon
    Travel debit card
  • Circle Check Icon
    No scheduled transfers
  • Circle Check Icon
    No dedicated account manager

Payoneer Logo
    $
    $
    $

    high

    Fees
    71
    Speed Icon

    medium

    2-3 days

    Less Information
    +

    Transfer Options

    • Bank transfer
    • Debit card
    • Credit card
    • Bank debit

    Features

      Support

      • Phone
      Support
      Phone Icon
      Phone
      $
      $
      $

      high

      Fees
      Speed Icon

      medium

      2-3 days

      Best For


      How to send money to New Zealand

      How To Step Icon
      Step 1
      Evaluate your alternatives, sign up
      Evaluate your alternatives, sign up
      Almost all prominent money transfer companies let you send money to New Zealand easily.
      Look at their offerings to select the best one for you.
      Sign up as an individual or a business.
      Provide relevant information which might include verifying your identity.
      How To Step Icon
      Step 2
      Check exchange rates, commence the transfer process
      Check exchange rates, commence the transfer process
      Go through the recent NZD exchange rate history and look for any significant volatility.
      When the time is right, contact your service provider online or over the phone to get a rate quote. Remember that the rate you get might depend on the amount you plan to send.
      Lock in the rate by accepting the quote to begin the transfer process.
      Your service provider will ask for the recipient's local bank account details soon after you confirm the transfer.
      How To Step Icon
      Step 3
      Make payment to get the transfer underway, track its progress
      Make payment to get the transfer underway, track its progress
      Transferring money to New Zealand from overseas takes place in two stages.
      You first send the money to your service provider in your home currency, using any of the available payment methods.
      Your service provider then transfers the money into the recipient's bank account, in NZD.
      The turnaround time might depend on factors such as where you live and the payment method. Tracking transfers is usually made possible via online updates and text/email notifications.

      Currency Symbol and Swift Codes

      The New Zealand dollar (NZD) has been the official currency of New Zealand since 1967. It is denoted using the “$” sign within New Zealand, and the “NZ$” sign outside of the country. One New Zealand dollar is divided into 100 cents. The Zealand dollar also serves as legal tender in the Cook Islands, Tokelau, the Ross Dependency, Niue, and Pitcairn Islands.

      If you wish to transfer money to a bank account in New Zealand, you will need the bank’s SWIFT code. Here are SWIFT codes of some popular banks in the country.

      BANKBRANCHSWIFT CODE
      ANZ BankWellingtonANZBNZ22XXX
      ASB BankAucklandASBBNZ2AXXX
      Bank of New ZealandAuclandBKNZNZ22100
      WestpacAuclandWPACNZ2WXXX

       

      Case Study

      Benjamin moved from New Zealand to Australia because of work. His wife and young daughter were to join him in around a year’s time. Until that happened, Benjamin wanted to keep sending some money to his family each month. While using the services of popular Australian banks was an option, he decided to compare his alternatives. The corresponding table gives you an indication of what he found.

       BANKMONEY TRANSFER SERVICE
      Exchange rateAUD 1 = NZD 1.0312AUD 1 = NZD 1.0548
      Transfer feeAUD 25AUD 0
      Amount received for AUD 2,000NZD 2,036.62NZD 2,109.6
      Transfer time2 to 5 days1 to 3 days
      Transfer optionsBank accountBank account
      Difference of NZD 72.98

      Benjamin had good reason to use the services of the money transfer company. It was more cost effective, it got the money to his wife sooner, it let him schedule transfers, and he could also lock in exchange rates for up to six months.

       

      Cash Pickup Locations in New Zealand

      If you want to transfer money to New Zealand quickly, consider sending it to a cash pickup location. You may also use this method if you do not have the recipient’s bank account details. Popular companies that let you send money to physical locations in New Zealand include Western Union, MoneyGram, and Ria.

      WESTERN UNION IN NEW ZEALAND 
      Wellington Higher Taste Hare Krishna Restaurant 233-237 Lambton QuayShop 3, Lower Ground Wellington
      Karore Central Postshop 245 Karori Road Wellington 
      Auckland Super Food Market, 60 Hobson Street AucklandFexco 175 Queen Street Auckland
      MONEYGRAM IN NEW ZEALAND 
      Wellington Travel Money 280 Lambton Quay Wellington Central WellingtonPayless Minimart 241 Riddiford Street Newtown Wellington
      Auckland Lotus Foreign Exchange Westfield St Lukes AucklandLotus Foreign Exchange 210 Queen Street, Auckland Central Auckland

       

      Safety Tips for Picking Up Cash in New Zealand

      New Zealand has typically low levels of crime. However, street crime tends to take place in major cities and towns. If you plan to collect a large sum from a cash pickup center, consider going with someone you trust.

      An increasing number of thefts from unattended vehicles have been reported from major tourist areas, and thieves usually target hired vehicles and campervans. Do not leave valuables or other belongings in parked vehicles, even in boots. Thefts have also need reported from hotel rooms so use hotel safes when possible.

       

      What Information Do I Need to Transfer Money to New Zealand?

      The transfer method you choose has a bearing on the information you need when sending money to New Zealand.

      • Bank account. You will need the recipient’s complete name, a bank account number, the receiving bank’s name, and the receiving bank’s SWIFT code.
      • Cash pickup location. You will need to provide the recipient’s complete name as well as the location of a suitable cash pickup center. The recipient may collect the transferred money by presenting a reference number and an acceptable form of identification document such as a passport or a driver’s license.

       

      Regulations When Transferring Money To and From New Zealand

      There are no restrictions on the inflow and outflow of foreign currency to and from New Zealand. However, it you enter the country with more than NZD 10,000 you are required to complete a “Border Cash Report”. The country’s Anti-Money Laundering and Countering Financing of Terrorism (AML/CFT) Act requires that customer due diligence to be carried out when it comes to cross-border fund transfers.

      Convert USD to NZD

      Check out the historical exchange rates for the last thirty days. Learn how much you can save by using a global money transfer company instead of the big banks.
      USD
      NZD
      Sending money online through specialist money transfer companies.

      Expect to receive between NZ$140.88 and NZ$141.73 when sending money from USD to NZD at today's exchange rate.

      Compare that to sending money overseas through retail banks. Expect to receive approximately NZ$135.19, not including additional banking fees. That is an average saving of NZ$6.12.
      Currency exchange rate in the last 30 days

      Need more information?

      Read useful guides on international remittance and more detailed reviews on the best money transfer services.

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