Send Money To Ireland

Updated on September 13, 2020
Personal
Business
From
United States Flag
United States
USD
To
Ireland Flag
Ireland
EUR
1 USD equals
0.845 EUR
09/13/2020 5:19 PM UTC
 
How much to transfer?
$1-1k
$1k-10k
$10k +
Provider
Features
Fees
Score
Speed
Transfer Now
OFX Logo
  • Check Icon
    0.4% margin for new customers referred by iCompareFX
  • Check Icon
    Fee-free transfers
  • Check Icon
    Scheduled transfers
  • Check Icon
    Online and phone transfers
$
$
$

low

Fees
87
Speed Icon

medium

2-3 days

Less Information
+

Transfer Options

  • Bank transfer
  • Debit card (UK only)
  • BPAY (Australia only)
  • Direct debit (U.S. only)

Features

  • Check Icon
    0.4% margin for new customers referred by iCompareFX
  • Check Icon
    Fee-free transfers
  • Check Icon
    Scheduled transfers
  • Check Icon
    Online and phone transfers

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

medium

2-3 days

Best For

  • Circle Check Icon
    Pay no fees for personal transfers
  • Circle Check Icon
    Get competitive exchange rates
  • Circle Check Icon
    Lets you schedule transfers with ease
  • Circle Check Icon
    Trading in some currencies possible only over the phone
  • Circle Check Icon
    Website access only in English

TorFX Logo
  • Check Icon
    Fee-free transfers
  • Check Icon
    Scheduled transfers
  • Check Icon
    Forward contracts
  • Check Icon
    Limit and stop loss orders
  • Check Icon
    Travel money solutions for UK residents
$
$
$

low

Fees
72
Speed Icon

medium

2-3 days

Less Information
+

Transfer Options

  • Bank transfer
  • CHAPS (UK only)
  • BACS (UK only)
  • Visa debit card (UK only)

Features

  • Check Icon
    Fee-free transfers
  • Check Icon
    Scheduled transfers
  • Check Icon
    Forward contracts
  • Check Icon
    Limit and stop loss orders
  • Check Icon
    Travel money solutions for UK residents

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

medium

2-3 days

Best For

  • Circle Check Icon
    Pay no fees for one-off transfers
  • Circle Check Icon
    Schedule transfers between £500 and £10,000 per month
  • Circle Check Icon
    Use hedging tools to protect yourself against FX fluctuations
  • Circle Check Icon
    No multilingual website

XE Money Transfer Logo
  • Check Icon
    Fee-free transfers
  • Check Icon
    Competitive exchanges rates
  • Check Icon
    Limit orders
  • Check Icon
    Multilingual website and customer service
$
$
$

low

Fees
74
Speed Icon

medium

2-3 days

Less Information
+

Transfer Options

  • Bank Transfer
  • BPAY (Australia)

Features

  • Check Icon
    Fee-free transfers
  • Check Icon
    Competitive exchanges rates
  • Check Icon
    Limit orders
  • Check Icon
    Multilingual website and customer service

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

medium

2-3 days

Best For

  • Circle Check Icon
    No fees for personal transfers
  • Circle Check Icon
    Accepts payments in several currencies
  • Circle Check Icon
    Target specific rates using limit orders
  • Circle Check Icon
    No debit or credit card payments
  • Circle Check Icon
    No scheduled transfers

WorldRemit Logo
  • Check Icon
    Bank account transfers and cash transfers
  • Check Icon
    Mobile airtime and mobile wallets top up
  • Check Icon
    Home delivery of transferred funds
  • Check Icon
    Multicurrency WorldRemit Wallet
  • Check Icon
    Multilingual website
$
$
$

medium

Fees
63
Speed Icon

fast

1-2 days

Less Information
+

Transfer Options

  • Bank Transfer
  • Debit / Credit card
  • Google / Apply Pay
  • POLi (Australia)

Features

  • Check Icon
    Bank account transfers and cash transfers
  • Check Icon
    Mobile airtime and mobile wallets top up
  • Check Icon
    Home delivery of transferred funds
  • Check Icon
    Multicurrency WorldRemit Wallet
  • Check Icon
    Multilingual website

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

medium

Fees
Speed Icon

fast

1-2 days

Best For

  • Circle Check Icon
    Transfers to cash pickup locations
  • Circle Check Icon
    Transparent rates and fees
  • Circle Check Icon
    Low minimum transfer amount
  • Circle Check Icon
    No hedging tools
  • Circle Check Icon
    No scheduled transfers

Payoneer Logo
    $
    $
    $

    high

    Fees
    71
    Speed Icon

    medium

    2-3 days

    Less Information
    +

    Transfer Options

    • Bank transfer
    • Debit card
    • Credit card
    • Bank debit

    Features

      Support

      • Phone
      Support
      Phone Icon
      Phone
      $
      $
      $

      high

      Fees
      Speed Icon

      medium

      2-3 days

      Best For


      Currencies Direct Logo
      • Check Icon
        Forward contracts and limit orders
      • Check Icon
        Scheduled transfers
      • Check Icon
        Travel money solutions for residents of the UK
      • Check Icon
        Multilingual website
      $
      $
      $

      low

      Fees
      84
      Speed Icon

      medium

      2-3 days

      Less Information
      +

      Transfer Options

      • Bank transfer
      • Debit card

      Features

      • Check Icon
        Forward contracts and limit orders
      • Check Icon
        Scheduled transfers
      • Check Icon
        Travel money solutions for residents of the UK
      • Check Icon
        Multilingual website

      Support

      • Phone
      Support
      Phone Icon
      Phone
      $
      $
      $

      low

      Fees
      Speed Icon

      medium

      2-3 days

      Best For

      • Circle Check Icon
        Schedule transfers easily
      • Circle Check Icon
        Make use of hedging tools
      • Circle Check Icon
        Accepts customers from most countries
      • Circle Check Icon
        Cannot sign up from all states in the U.S.

      TransferWise Logo
      • Check Icon
        Transparent fee structure
      • Check Icon
        Send money to email addresses
      • Check Icon
        Multicurrency account with debit card
      • Check Icon
        Multilingual website & app
      $
      $
      $

      low

      Fees
      75
      Speed Icon

      fast

      1-2 days

      Less Information
      +

      Transfer Options

      • Bank Transfer
      • Credit Card
      • Debit Card
      • Country specific alternatives

      Features

      • Check Icon
        Transparent fee structure
      • Check Icon
        Send money to email addresses
      • Check Icon
        Multicurrency account with debit card
      • Check Icon
        Multilingual website & app

      Support

      • Phone
      Support
      Phone Icon
      Phone
      $
      $
      $

      low

      Fees
      Speed Icon

      fast

      1-2 days

      Best For

      • Circle Check Icon
        User friendly mobile app
      • Circle Check Icon
        Multi-currency account
      • Circle Check Icon
        Travel debit card
      • Circle Check Icon
        No scheduled transfers
      • Circle Check Icon
        No dedicated account manager

      How to send money to Ireland

      How To Step Icon
      Step 1
      Review the competition, register
      Review the competition, register
      Most leading money transfer companies let you send money to Ireland. Take a close look at what the competition has to offer to select one that suits your needs the best.
      Register as a personal or business customer by giving the required information.
      This might include details from a valid ID document such as your passport or driver's license.
      How To Step Icon
      Step 2
      Confirm your transfer after looking at exchange rates
      Confirm your transfer after looking at exchange rates
      Check the performance of EUR exchange rates in the recent past to determine if it is a good time to transfer money to Ireland.
      To begin the process, ask your service provider for a rate quote. The rate might vary based on the transfer amount.
      You can confirm your transfer by locking in the rate.
      You now need to provide the recipient's Irish bank account details.
      How To Step Icon
      Step 3
      Pay and track
      Pay and track
      Use any of the available payment methods to pay for your transfer. The company you select will send money to Ireland only after this step is complete.
      How long it takes for the money to reach the recipient depends on your service provider, the payment method, and the receiving bank.
      Tracking transfers is typically easy - either through notifications on your phone or via online updates.

      Currency Symbol and Swift Codes

      The euro (EUR) has been the official currency of Ireland since 1999, when it superseded the Irish pound (IEP). However, the Irish pound served as legal tender until 9 February 2002. Circulation of euro-denominated currency began only in the beginning on 2002.

      If you want to transfer money to an Irish bank account, you will need the receiving bank’s SWIFT code, sort code, and IBAN. Given below are SWIFT codes on some popular banks in Ireland.

      BANKBRANCHSWIFT CODE
      Allied Irish Bank (AIB)DublinAIBKIE2DXXX
      Central Bank of IrelandDublineIRCEIE21HAM
      Ulster Bank of IrelandDublinUIBLIE21XXX
      Citibank EuropeDublineCITIIE2XXXX

       

      Case Study

      Daniel’s work required that he spend two years in the UK. Given his imminent return, his wife and daughter continued living in Dublin. They had recently purchased a car, and while Daniel’s wife would have all other expenses covered in his absence, he had to continue making repayments toward his car loan. He decided to compare a top UK bank with leading overseas money transfer companies, and this is what he found.

       BANKMONEY TRANSFER SERVICE
      Exchange rateGBP 1 = EUR 1.0833GBP 1 = 1.1354
      Transfer feeGBP 15GBP 0
      Amount received for GBP 1,650EUR 1,771.20EUR 1,873.41
      Transfer time2 to 6 days2 to 3 days
      Transfer optionsBank accountBank account
      Difference of EUR 102.21

      Using the services of the money transfer company instead of the bank helped Daniel in multiple ways. Given the better value for money he received, the payments he made toward his loan were slightly bigger. He could schedule his transfers according to his needs, so he did not have to remember carrying them out each month. In addition, if he found exchange rates to be favorable, he could lock them for up to six months.

       

      Cash Pickup Locations in Ireland

      Popular money transfer companies such as MoneyGram, Western Union, and Ria have extensive agent networks in Ireland. You may use the services of these companies if you want to send money to Ireland quickly, or if you do not have the recipient’s bank account details.

      WESTERN UNION IN IRELAND 
      Dublin GPO O'Connell Street DublinSkyline Travel 93 Marlborough Street Dublin
      Cork Blarney Street Post Office 342 Blarney Street CorkBandon Road Post Office, Bandon Road Cork
      MONEYGRAM IN IRELAND 
      Dublin Joe Walsh Tours (Forex) Ltd 69 O'Connell Street Upper DublinC & S Company 8 O'Connell Street Upper Dublin
      Cork CDL Ventures 12 Kyle Street CorkInside Africa 81 Shandon Street Cork

       

      Safety Tips for Picking Up Cash in Ireland

      While levels of serious crime in Ireland are low, take precautions against petty crime such as bag snatching and pickpocketing. Most incidents are reported in and around Dublin, and from areas frequented by tourists. Carry large sums of money and valuables on your person only when necessary.

      Instances of car break-ins and thefts have increased in recent times, and thieves often target rental vehicles. Keep your vehicle secured properly at all times. Park in designated and secure parking areas when possible.

       

      What Information Do I Need to Transfer Money to Ireland?

      The information you need varies according to your preferred mode of transfer.

      • Bank account. You will need the recipient’s complete name and bank account number, as well as the receiving bank’s name, SWIFT code, IBAN, and sort code.
      • Cash pickup location. The service provider you select will need the recipient’s complete name and the location from where the recipient plans to collect the transferred money. The recipient may collect the money by presenting an acceptable form of identification document along with a transaction number.

       

      Regulations When Transferring Money To and From Ireland

      Being part of the Eurozone, there are no restrictions when it comes to sending money to or from Ireland. The Central Bank of Ireland oversees the country’s payment systems whereas the European Central Bank (ECB) is responsible for setting the single monetary policy.

      You may bring in or take out any amount of money to or from Ireland. However, any transfer that exceeds EUR 10,000 is reported to the relevant European Union authorities.

      Convert USD to EUR

      Check out the historical exchange rates for the last thirty days. Learn how much you can save by using a global money transfer company instead of the big banks.
      USD
      EUR
      Sending money online through specialist money transfer companies.

      Expect to receive between €83.61 and €84.12 when sending money from USD to EUR at today's exchange rate.

      Compare that to sending money overseas through retail banks. Expect to receive approximately €80.23, not including additional banking fees. That is an average saving of €3.63.
      Currency exchange rate in the last 30 days

      Need more information?

      Read useful guides on international remittance and more detailed reviews on the best money transfer services.

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