Send Money To Poland

Personal
Business
From
United States Flag
United States
USD
To
Poland Flag
Poland
PLN
1 USD equals
3.751 PLN
Updated on November 27, 2020
 
How much to transfer?
$1-$1k
$1k-$10k
$10k +
Provider
Features
Fees
Score
Speed
Transfer Now
OFX Logo
  • Check Icon
    0.4% margin for new customers referred by iCompareFX
  • Check Icon
    Fee-free transfers
  • Check Icon
    Scheduled transfers
  • Check Icon
    Online and phone transfers
$
$
$

low

Fees
87
Speed Icon

medium

2-3 days

Less Information
+
Promo Offer Available
Super low 0.4% margin for new customers referred by iCompareFX. Simply click GO TO SITE and register.

Transfer Options

  • Bank transfer
  • Debit card (UK only)
  • BPAY (Australia only)
  • Direct debit (U.S. only)

Features

  • Check Icon
    0.4% margin for new customers referred by iCompareFX
  • Check Icon
    Fee-free transfers
  • Check Icon
    Scheduled transfers
  • Check Icon
    Online and phone transfers

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

medium

2-3 days

Best For

  • Circle Check Icon
    Pay no fees for personal transfers
  • Circle Check Icon
    Get competitive exchange rates
  • Circle Check Icon
    Lets you schedule transfers with ease
  • Circle Check Icon
    Trading in some currencies possible only over the phone
  • Circle Check Icon
    Website access only in English

Currencies Direct Logo
  • Check Icon
    Forward contracts and limit orders
  • Check Icon
    Scheduled transfers
  • Check Icon
    Travel money solutions for residents of the UK
  • Check Icon
    Multilingual website
$
$
$

low

Fees
84
Speed Icon

medium

2-3 days

Less Information
+

Transfer Options

  • Bank transfer
  • Debit card

Features

  • Check Icon
    Forward contracts and limit orders
  • Check Icon
    Scheduled transfers
  • Check Icon
    Travel money solutions for residents of the UK
  • Check Icon
    Multilingual website

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

medium

2-3 days

Best For

  • Circle Check Icon
    Schedule transfers easily
  • Circle Check Icon
    Make use of hedging tools
  • Circle Check Icon
    Accepts customers from most countries
  • Circle Check Icon
    Cannot sign up from all states in the U.S.

XE Money Transfer Logo
  • Check Icon
    Fee-free transfers
  • Check Icon
    Competitive exchanges rates
  • Check Icon
    Limit orders
  • Check Icon
    Multilingual website and customer service
$
$
$

low

Fees
71
Speed Icon

medium

2-3 days

Less Information
+

Transfer Options

  • Bank Transfer
  • BPAY (Australia)

Features

  • Check Icon
    Fee-free transfers
  • Check Icon
    Competitive exchanges rates
  • Check Icon
    Limit orders
  • Check Icon
    Multilingual website and customer service

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

medium

2-3 days

Best For

  • Circle Check Icon
    No fees for personal transfers
  • Circle Check Icon
    Accepts payments in several currencies
  • Circle Check Icon
    Target specific rates using limit orders
  • Circle Check Icon
    No debit or credit card payments
  • Circle Check Icon
    No scheduled transfers

WorldRemit Logo
  • Check Icon
    Bank account transfers and cash transfers
  • Check Icon
    Mobile airtime and mobile wallets top up
  • Check Icon
    Home delivery of transferred funds
  • Check Icon
    Multicurrency WorldRemit Wallet
  • Check Icon
    Multilingual website
$
$
$

medium

Fees
63
Speed Icon

fast

1-2 days

Less Information
+
Promo Offer Available
Three free transfers for new customers! Check out the WorldRemit promo guide for more info.

Transfer Options

  • Bank Transfer
  • Debit / Credit card
  • Google / Apply Pay
  • POLi (Australia)

Features

  • Check Icon
    Bank account transfers and cash transfers
  • Check Icon
    Mobile airtime and mobile wallets top up
  • Check Icon
    Home delivery of transferred funds
  • Check Icon
    Multicurrency WorldRemit Wallet
  • Check Icon
    Multilingual website

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

medium

Fees
Speed Icon

fast

1-2 days

Best For

  • Circle Check Icon
    Transfers to cash pickup locations
  • Circle Check Icon
    Transparent rates and fees
  • Circle Check Icon
    Low minimum transfer amount
  • Circle Check Icon
    No hedging tools
  • Circle Check Icon
    No scheduled transfers

TransferWise Logo
  • Check Icon
    Transparent fee structure
  • Check Icon
    Send money to email addresses
  • Check Icon
    Multicurrency account with debit card
  • Check Icon
    Multilingual website & app
$
$
$

low

Fees
75
Speed Icon

fast

1-2 days

Less Information
+

Transfer Options

  • Bank Transfer
  • Credit Card
  • Debit Card
  • Country specific alternatives

Features

  • Check Icon
    Transparent fee structure
  • Check Icon
    Send money to email addresses
  • Check Icon
    Multicurrency account with debit card
  • Check Icon
    Multilingual website & app

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

fast

1-2 days

Best For

  • Circle Check Icon
    User friendly mobile app
  • Circle Check Icon
    Multi-currency account
  • Circle Check Icon
    Travel debit card
  • Circle Check Icon
    No scheduled transfers
  • Circle Check Icon
    No dedicated account manager

Payoneer Logo
    $
    $
    $

    high

    Fees
    71
    Speed Icon

    medium

    2-3 days

    Less Information
    +

    Transfer Options

    • Bank transfer
    • Debit card
    • Credit card
    • Bank debit

    Features

      Support

      • Phone
      Support
      Phone Icon
      Phone
      $
      $
      $

      high

      Fees
      Speed Icon

      medium

      2-3 days

      Best For


      How to send money to Poland

      How To Step Icon
      Step 1
      Make a comparison, register
      Make a comparison, register
      Start by comparing your options for sending money to Poland.
      Make a selection based on your individual needs. There is no single best alternative.
      Register as a personal or business customer.
      Provide your contact details and you might also need to verify your identity.
      How To Step Icon
      Step 2
      Set up your transfer after checking exchange rates
      Set up your transfer after checking exchange rates
      Check historical PLN exchange rates to get an indication of where the market stands. Determine if you want to transfer money to Poland now. 
      Inform your service provider about how much money you plan to send to get an exchange rate quote.
      Lock the exchange rate on offer by accepting the quote.
      Provide the recipient's Polish bank account details.
      How To Step Icon
      Step 3
      Make your payment, track the transfer
      Make your payment, track the transfer
      Use any of the payment methods offered by your service provider to make the payment.
      The process of sending money to Poland begins once the company receives your payment. Check the estimated turnaround time in the transfer confirmation.
      Keep track of your transfer online or via notifications on your phone.

      Currency Symbol and Swift Codes

      What currency do they use in Poland? The Polish zloty (PLN) is the official currency of Poland, and one modern zloty is divided into 100 groszy. The country’s currency underwent re-denomination because of inflation in the early 1990s. In January 1995, the new zloty (PLN) replaced the old złotych (PLZ). The currency has stabilized since then, with its rate fluctuating from three to four zloty for a U.S. dollar.

      Although Poland is part of the European Union (EU), it has not adopted the euro yet. According to terms of the EU’s Treaty of Accession, Poland is obliged to replace the zloty with the euro, although there is not set date of when this might happen.

      Banking institutions in Poland rely on SWIFT codes to facilitate overseas money transfers, and given below are SWIFT codes of some prominent banks in the region.

      BANKBRANCHSWIFT CODE
      PKO Bank PolskiWarsawPBKOPLPWSEC
      Bank PekaoWarsawPKOPPLPWXXX
      BZ WBKPoznanDOMWPLP1XXX
      mBankKrakowBREXPLPWKRA

       

      Case Study

      Bartek moved to the UK because he found a suitable job there, while his parents and younger sister continued living in Poland. His sister was still in school, so he made sure he kept sending her some money regularly. Sending money through the bank he banked with in the UK was an option, but he decided to compare it with the top money transfer companies. This is what he found.

       BANKMONEY TRANSFER SERVICE
      Exchange rateGBP 1 = 4.5394GBp 1 = PLN 4.7618
      Transfer feeGBP 15GBP 0
      Amount received for GBP 1,500PLN 6,741.00PLN 7,142.70
      Transfer time2 to 5 days1 to 2 days
      Transfer optionsBank accountBank account
      Difference of PLN 401.7

      Using the services of the money transfer company instead of the bank resulted in Bartek’s sister getting some extra money each time. In addition, he could lock in exchange rates for up to six months.

       

      Cash Pickup Locations in Poland

      Sending money to a cash pickup location in Poland is easy because several top money transfer companies such as Western Union, MoneyGram, and Ria have a presence in this country.

      WESTERN UNION IN POLAND 
      Warsaw 1 Minute, Niepodleglosci Naruszewicza, Metro Wierzbno 34517, WarszawaPKO Bank Polski, Al Ken 105, Oddzial 34 W Warszawie Warszawa
      Gdansk 1 Minute, Al Grunwaldzka 472 Olivia Business En 54903 GdanskPKO Bank Polski, Stary Rynek Oliwski 21 Oddzial 20 W Gdansku Gdansk
      MONEYGRAM IN POLAND 
      Warsaw Ruch Marszalkowska 84/92 WarszawaUp Nowogrodska 45 Warszawa
      Gdansk Ruch Targ. Weglowy 27 GdanskKantor Union Standard Swietego Ducha 13/17 Gdansk

       

      Safety Tips for Picking Up Cash in Poland

      Instances of violent crime in Poland are few and far in between. However, instances of bag snatching and pickpocketing are common in and around large cities. Thieves operate in organized groups at train stations, on public transportation, around tourist destinations, in busy markets, and near hotels. The Warsaw Chopin Airport tram and bus routes also experience some instances of petty crime.

      Remain particularly vigilant if you are travelling by train at night. When in the cabin, make sure you lock its door from inside. Do not leave your baggage unattended at any time. Most instances of pick-pocketing take place when passengers are boarding or disembarking.

      If you drive in Poland, make sure the doors are locked and the windows are rolled up when you stop at traffic lights. Gangs have been known to trouble foreigners based on race and sexual orientation. Instances of card skimming are not uncommon.

       

      What Information Do I Need to Transfer Money to Poland?

      The information you need when sending money to Poland depends on the desired transfer method.

      • Transfer to a bank account. You will need the recipient’s complete name, a bank account number, the receiving bank’s name, and the receiving bank’s SWIFT code.
      • Transfer to a cash pickup location. You will need to select a location from where the recipient will collect the transferred money and you will have to provide the recipient’s complete name. The recipient may collect the money by presenting a reference number and an acceptable form of ID.

       

      Regulations When Transferring Money To and From Poland

      The Polish zloty is a free-flowing currency and there are no restrictions on its transfer to and from the country. The Narodowy Bank Polski (the central bank of Poland) administers the country’s payment systems. If you transfer more than EUR 15,000 in or out of the country, it is reported to European Central Bank (ECB). When leaving the country, you need to declare any amount over EUR 10,000.

      Convert USD to PLN

      Check out the historical exchange rates for the last thirty days. Learn how much you can save by using a global money transfer company instead of the big banks.
      USD
      PLN
      Sending money online through specialist money transfer companies.

      Expect to receive between z371.35 and z373.6 when sending money from USD to PLN at today's exchange rate.

      Compare that to sending money overseas through retail banks. Expect to receive approximately z356.34, not including additional banking fees. That is an average saving of z16.13.
      Currency exchange rate in the last 30 days

      Need more information?

      Read useful guides on international remittance and more detailed reviews on the best money transfer services.

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