Send Money To United States

Personal
Business
From
United States Flag
United States
USD
To
United States Flag
United States
USD
1 USD equals
1 USD
Updated on November 27, 2020
 
How much to transfer?
$1-$1k
$1k-$10k
$10k +
Provider
Features
Fees
Score
Speed
Transfer Now
OFX Logo
  • Check Icon
    0.4% margin for new customers referred by iCompareFX
  • Check Icon
    Fee-free transfers
  • Check Icon
    Scheduled transfers
  • Check Icon
    Online and phone transfers
$
$
$

low

Fees
87
Speed Icon

medium

2-3 days

Less Information
+
Promo Offer Available
Super low 0.4% margin for new customers referred by iCompareFX. Simply click GO TO SITE and register.

Transfer Options

  • Bank transfer
  • Debit card (UK only)
  • BPAY (Australia only)
  • Direct debit (U.S. only)

Features

  • Check Icon
    0.4% margin for new customers referred by iCompareFX
  • Check Icon
    Fee-free transfers
  • Check Icon
    Scheduled transfers
  • Check Icon
    Online and phone transfers

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

medium

2-3 days

Best For

  • Circle Check Icon
    Pay no fees for personal transfers
  • Circle Check Icon
    Get competitive exchange rates
  • Circle Check Icon
    Lets you schedule transfers with ease
  • Circle Check Icon
    Trading in some currencies possible only over the phone
  • Circle Check Icon
    Website access only in English

Currencies Direct Logo
  • Check Icon
    Forward contracts and limit orders
  • Check Icon
    Scheduled transfers
  • Check Icon
    Travel money solutions for residents of the UK
  • Check Icon
    Multilingual website
$
$
$

low

Fees
84
Speed Icon

medium

2-3 days

Less Information
+

Transfer Options

  • Bank transfer
  • Debit card

Features

  • Check Icon
    Forward contracts and limit orders
  • Check Icon
    Scheduled transfers
  • Check Icon
    Travel money solutions for residents of the UK
  • Check Icon
    Multilingual website

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

medium

2-3 days

Best For

  • Circle Check Icon
    Schedule transfers easily
  • Circle Check Icon
    Make use of hedging tools
  • Circle Check Icon
    Accepts customers from most countries
  • Circle Check Icon
    Cannot sign up from all states in the U.S.

XE Money Transfer Logo
  • Check Icon
    Fee-free transfers
  • Check Icon
    Competitive exchanges rates
  • Check Icon
    Limit orders
  • Check Icon
    Multilingual website and customer service
$
$
$

low

Fees
71
Speed Icon

medium

2-3 days

Less Information
+

Transfer Options

  • Bank Transfer
  • BPAY (Australia)

Features

  • Check Icon
    Fee-free transfers
  • Check Icon
    Competitive exchanges rates
  • Check Icon
    Limit orders
  • Check Icon
    Multilingual website and customer service

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

medium

2-3 days

Best For

  • Circle Check Icon
    No fees for personal transfers
  • Circle Check Icon
    Accepts payments in several currencies
  • Circle Check Icon
    Target specific rates using limit orders
  • Circle Check Icon
    No debit or credit card payments
  • Circle Check Icon
    No scheduled transfers

WorldRemit Logo
  • Check Icon
    Bank account transfers and cash transfers
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    Mobile airtime and mobile wallets top up
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    Home delivery of transferred funds
  • Check Icon
    Multicurrency WorldRemit Wallet
  • Check Icon
    Multilingual website
$
$
$

medium

Fees
63
Speed Icon

fast

1-2 days

Less Information
+
Promo Offer Available
Three free transfers for new customers! Check out the WorldRemit promo guide for more info.

Transfer Options

  • Bank Transfer
  • Debit / Credit card
  • Google / Apply Pay
  • POLi (Australia)

Features

  • Check Icon
    Bank account transfers and cash transfers
  • Check Icon
    Mobile airtime and mobile wallets top up
  • Check Icon
    Home delivery of transferred funds
  • Check Icon
    Multicurrency WorldRemit Wallet
  • Check Icon
    Multilingual website

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

medium

Fees
Speed Icon

fast

1-2 days

Best For

  • Circle Check Icon
    Transfers to cash pickup locations
  • Circle Check Icon
    Transparent rates and fees
  • Circle Check Icon
    Low minimum transfer amount
  • Circle Check Icon
    No hedging tools
  • Circle Check Icon
    No scheduled transfers

TransferWise Logo
  • Check Icon
    Transparent fee structure
  • Check Icon
    Send money to email addresses
  • Check Icon
    Multicurrency account with debit card
  • Check Icon
    Multilingual website & app
$
$
$

low

Fees
75
Speed Icon

fast

1-2 days

Less Information
+

Transfer Options

  • Bank Transfer
  • Credit Card
  • Debit Card
  • Country specific alternatives

Features

  • Check Icon
    Transparent fee structure
  • Check Icon
    Send money to email addresses
  • Check Icon
    Multicurrency account with debit card
  • Check Icon
    Multilingual website & app

Support

  • Phone
Support
Phone Icon
Phone
$
$
$

low

Fees
Speed Icon

fast

1-2 days

Best For

  • Circle Check Icon
    User friendly mobile app
  • Circle Check Icon
    Multi-currency account
  • Circle Check Icon
    Travel debit card
  • Circle Check Icon
    No scheduled transfers
  • Circle Check Icon
    No dedicated account manager

Payoneer Logo
    $
    $
    $

    high

    Fees
    71
    Speed Icon

    medium

    2-3 days

    Less Information
    +

    Transfer Options

    • Bank transfer
    • Debit card
    • Credit card
    • Bank debit

    Features

      Support

      • Phone
      Support
      Phone Icon
      Phone
      $
      $
      $

      high

      Fees
      Speed Icon

      medium

      2-3 days

      Best For


      How to send money to USA

      How To Step Icon
      Step 1
      Sign up after comparing
      Sign up after comparing
      Compare the best companies that let you send money to USA.
      Select one based on whether you wish to register as an individual or a business.
      You will need to provide ID proof along with your contact details.
      How To Step Icon
      Step 2
      Initiate process after checking exchange rates
      Initiate process after checking exchange rates
      Take a look at historical USD exchange rates.
      Get an exchange rate quote from the company based on your transfer amount.
      Lock the exchange rate and provide the recipient's bank account details.
      How To Step Icon
      Step 3
      Send money
      Send money
      Pay the transfer. Once the payment reaches your service provider, the transfer process begins.
      Companies typically let their customers track these transfers online, via notifications, or via text alerts.

      What you will need to send money to USA

      What you need to send money to USA includes the beneficiary's complete name and bank account details. Keep your driver's license or passport handy because you will need to verify your identity.
       

      Ways to receive money in USA

      There is more than one way to receive money in USA:

      • Local bank account
      • Cash Pick-up
      • Multi-currency receiving account
      • Prepaid mobile credit reload

       

      Local bank account

      Receiving money into a local American bank account is usually the most cost-effective way. Turnaround times of transfers to bank accounts depend on your service provider, the mode of payment, and the recipient's bank. Just about all banks and credit unions in the US accept international money transfers.
       

      Cash pick-up

      You may receive money from overseas in the form of cash, which you need to collect from a physical location. When compared to bank account transfers, cash transfers tend to attract higher fees. Some of the companies that let you transfer money to cash pick-up locations in the US include Ria, Western Union, and MoneyGram.

      Here are addresses of some cash pick-up locations in USA.

      Ria cash pick-up locations in USA 

      New York City:

      HNH Computer Inc

      15, N Eldridge Street

      New York City

      Medilane Pharmacy Corp

      204, Clinton Street

      New York City

      Washington, D.C.:

      Ria Store

      1768, Columbia Road NW

      Washington, D.C.

      Ria Store

      1737, Columbia Road NW

      Washington, D.C.

      Western Union cash pick-up locations in USA 

      New York City:

      Pay-O-Matic

      86, W Broadway

      New York City

      Buy Rite Pharmacy

      11, Chatham Square

      New York City

      Washington, D.C.:

      Ez Cash Depot

      1756, Columbia Road NW

      Washington, D.C.

      Check Cash One

      3433, 14th Street NW

      Washington, D.C.

       

      Multi-currency receiving account

      Multi-currency accounts give account holders access to bank account details in different currencies. International businesses with a presence in USA may benefit by opening  multi-currency accounts that come with USD-denominated bank account details. They can then use their USD accounts to receive payments from American customers. They may also use the same account to pay employees, suppliers, or vendors based out of the US. These accounts can lead to savings through lower currency exchange fees and preferable exchange rates.

      Here are the top money transfer companies that offer local USD banking details through their multi-currency accounts.

      OFXGlobal Currency Account
      WorldFirstWorld Account
      Currencies DIrectMulti-Currency Account
      TransferWiseBorderless Account

       

      Prepaid mobile credit top-up

      You may send money to USA in the form of a prepaid mobile credit reload. WorldRemit provides this service, as does Xoom. Mobile reloads of prepaid plans from most major carriers are supported. Examples include T-Mobile, Verizon, AT&T, Tracfone, and MetroPCS.

      FAQs

      Best way to send money to USA

      The best way to send money to USA is from your bank account to the recipient's bank account by using the services of a specialist money transfer company. You basically pay through a bank account transfer, and your service provider then transfers the money to the beneficiary's American bank account. This is usually the most affordable way to transfer money to the USA.

      Can XOOM send money to the US?

      You can use XOOM to send money to the US from Canada, countries in the European Union, and the United Kingdom. XOOM can send money to US bank accounts and you may also use it to reload prepaid mobile phones from overseas.

      Can you send money from China to the USA?

      Not many popular international money transfer companies let you send money from China to USA. The WorldFirst World Account gives you access to a CNH (offshore Chinese yuan) bank account. This account lets the company's customers receive payments from China.

      PayPal, Western Union, and MoneyGram allow transfers from China to USA. Residents of China who have UnionPay-branded ECARDs may use the same to send money to USA. Americans in China may apply for this card by providing their social security number. AliPay users in China can also use their accounts to transfer money to USA.

      Can I send US dollars via Western Union?

      Yes, you may send US dollars via Western Union. Recipients in the US may receive money from overseas directly into their bank accounts, or by visiting cash pick-up centers. Depending on where you live, you may pay for your transfer by using your bank account, debit card, credit card, or even cash.

      Can you bank transfer from the UK to USA?

      Yes, you may carry out a bank transfer from the UK to USA. However, the cost of a typical wire transfer between banks of both countries can be steep. If you use a UK-based bank to send money to USA, expect to pay around 5% over the real time exchange rate as well as up to £20 in transfer fees. Using the services of specialist money transfer companies is typically more affordable.

      Can you send money from Nigeria to the US?

      Yes, you may send money from Nigeria to the US. Companies that provide this service include Western Union, MoneyGram, PayPal, and Payoneer.

      Can you send money from the Philippines to the USA?

      Yes, you may send money from the Philippines to USA. Your top alternatives include WorldRemit, Western Union, and MoneyGram.

      Can you transfer money from the UK to USA?

      Transferring money from the UK to USA is easy, as several companies provide this service. Some of the top providers include TorFX, Currencies Direct, and OFX. How you get to pay for your transfer depends on the company you select. For instance, TorFX accepts payments via CHAPS/SWIFT, BACS, Visa debit cards, and GBP-denominated checks.

      Can you send money from Kenya to USA?

      Yes, you can send money from Kenya to USA. You may do so by turning to service providers such as Western Union and MoneyGram.

      How do I transfer money to a US bank account?

      You may transfer money to a US bank account by using the services of specialist money transfer companies such as TransferWise, WorldFirst, OFX, XE, or CurrencyFair. Your service provider will need the recipient's full name, the receiving bank's name, the recipient's bank account number, and the receiving bank's ABA/ACH routing code.

      How much money can you send to USA?

      There is no legal maximum limit on how much money you can send to USA. However, all transfers of over $10,000 are reported to the IRS. In addition, you might be subject to sending limits put in place by your service provider. For instance, TransferWise has an upper limit of $1 million per transaction for transfers to USA.

      What bank details are needed to transfer money to the USA?

      Your service provider will need the recipient's bank account number as well as the receiving bank's name and ABA/ACH routing code.

      Can I send money from Pakistan to the USA?

      Yes, you can send money from Pakistan to USA. Companies that let you do this include Western Union and MoneyGram.

      Convert USD to USD

      Check out the historical exchange rates for the last thirty days. Learn how much you can save by using a global money transfer company instead of the big banks.
      USD
      USD
      Sending money online through specialist money transfer companies.

      Expect to receive between $99 and $99.6 when sending money from USD to USD at today's exchange rate.

      Compare that to sending money overseas through retail banks. Expect to receive approximately $95, not including additional banking fees. That is an average saving of $4.3.
      Currency exchange rate in the last 30 days

      Need more information?

      Read useful guides on international remittance and more detailed reviews on the best money transfer services.

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